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<h4 class="text-center">Terms and conditions</h4>
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        <h6 class="terms-heading">
            WRITERSTARS<br />
            UNIVERSAL TERMS OF SERVICE AGREEMENT
        </h6>
        <p>
            <strong class="terms-sub-heading">
                Last Revised: May 08, 2015
            </strong>
        </p>
        <p>
            The following terms and conditions govern all use of the Writer Stars website and all content,
            services and products available at or through the website (taken together, the Website). The
            Website is owned and operated by Dejan Davcevski ("Deniman"), Stanislav Janich (“Stan”), and
            Filip Srbinovski (“Filip”). The Website is offered subject to your acceptance without modification
            of all of the terms and conditions contained herein and all other operating rules, policies
            (including, without limitation, Dejan Privacy Policy) and procedures that may be published from
            time to time on this Site by Deniman (collectively, the "Agreement").
            Please read this Agreement carefully before accessing or using the Website. By accessing or
            using any part of the web site, you agree to become bound by the terms and conditions of this
            agreement. If you do not agree to all the terms and conditions of this agreement, then you may
            not access the Website or use any services. If these terms and conditions are considered an
            offer by Deniman, acceptance is expressly limited to these terms. The Website is available only
            to individuals who are at least 13 years old.
            <br />
            1. Your Writer Stars Account and Site.
            <br />

            If you create a blog/site on the Website, you are responsible for maintaining the security of your

            account and blog, and you are fully responsible for all activities that occur under the account

            and any other actions taken in connection with the blog. You must not describe or assign

            keywords to your blog in a misleading or unlawful manner, including in a manner intended to

            trade on the name or reputation of others, and Deniman may change or remove any description

            or keyword that it considers inappropriate or unlawful, or otherwise likely to cause Deniman

            liability. You must immediately notify Deniman of any unauthorized uses of your blog, your

            account or any other breaches of security. Deniman will not be liable for any acts or omissions

            by You, including any damages of any kind incurred as a result of such acts or omissions.
            <br />
            2. Responsibility of Contributors.
            <br />

            If you operate a blog, comment on a blog, post material to the Website, post links on the

            Website, or otherwise make (or allow any third party to make) material available by means of

            the Website (any such material, "Content"), You are entirely responsible for the content of, and

            any harm resulting from, that Content. That is the case regardless of whether the Content in

            question constitutes text, graphics, an audio file, or computer software. By making Content

            available, you represent and warrant that:

            the downloading, copying and use of the Content will not infringe the proprietary rights, including

            but not limited to the copyright, patent, trademark or trade secret rights, of any third party;

            if your employer has rights to intellectual property you create, you have either (i) received

            permission from your employer to post or make available the Content, including but not limited

            to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;

            you have fully complied with any third-party licenses relating to the Content, and have done all

            things necessary to successfully pass through to end users any required terms;

            the Content does not contain or install any viruses, worms, malware, Trojan horses or other

            harmful or destructive content;

            the Content is not spam, is not machine- or randomly-generated, and does not contain unethical

            or unwanted commercial content designed to drive traffic to third party sites or boost the search

            engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead

            recipients as to the source of the material (such as spoofing);

            the Content is not pornographic, does not contain threats or incite violence towards individuals

            or entities, and does not violate the privacy or publicity rights of any third party;

            your blog is not getting advertised via unwanted electronic messages such as spam links on

            newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;

            your blog is not named in a manner that misleads your readers into thinking that you are

            another person or company. For example, your blog's URL or name is not the name of a person

            other than yourself or company other than your own; and

            you have, in the case of Content that includes computer code, accurately categorized and/or

            described the type, nature, uses and effects of the materials, whether requested to do so by

            Deniman or otherwise.

            By submitting Content to Deniman for inclusion on your Website, you grant Deniman a world-

            wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the

            Content solely for the purpose of displaying, distributing and promoting your blog. If you delete

            Content, Deniman will use reasonable efforts to remove it from the Website, but you

            acknowledge that caching or references to the Content may not be made immediately

            unavailable.

            Without limiting any of those representations or warranties, Deniman has the right (though not

            the obligation) to, in Dejan sole discretion (i) refuse or remove any content that, in Dejan

            reasonable opinion, violates any Deniman policy or is in any way harmful or objectionable, or (ii)

            terminate or deny access to and use of the Website to any individual or entity for any reason, in

            Dejan sole discretion. Deniman will have no obligation to provide a refund of any amounts

            previously paid.

            <br />
            3. Payment and Renewal.
            <br />
            General Terms.

            By selecting a product or service, you agree to pay Deniman the one-time and/or monthly or

            annual subscription fees indicated (additional payment terms may be included in other

            communications). Subscription payments will be charged on a pre-pay basis on the day you

            sign up for an Upgrade and will cover the use of that service for a monthly or annual

            subscription period as indicated. Payments are not refundable.

            Automatic Renewal.

            Unless you notify Deniman before the end of the applicable subscription period that you want to

            cancel a subscription, your subscription will automatically renew and you authorize us to collect

            the then-applicable annual or monthly subscription fee for such subscription (as well as any

            taxes) using any credit card or other payment mechanism we have on record for you. Upgrades

            can be canceled at any time by submitting your request to Deniman in writing.
            <br />
            4. Services.
            <br />
            Fees; Payment.

            By signing up for a Services account you agree to pay Deniman the applicable setup fees and

            recurring fees. Applicable fees will be invoiced starting from the day your services are

            established and in advance of using such services. Deniman reserves the right to change the

            payment terms and fees upon thirty (30) days prior written notice to you. Services can be

            canceled by you at anytime on thirty (30) days written notice to Deniman.

            Support.

            If your service includes access to priority email support. "Email support" means the ability to

            make requests for technical support assistance by email at any time (with reasonable efforts by

            Deniman to respond within one business day) concerning the use of the VIP Services. "Priority"

            means that support takes priority over support for users of the standard or free Life Coach Code

            services. All support will be provided in accordance with Deniman standard services practices,

            procedures and policies.
            <br />
            5. Responsibility of Website Visitors.
            <br />
            Deniman has not reviewed, and cannot review, all of the material, including computer software,

            posted to the Website, and cannot therefore be responsible for that material's content, use or

            effects. By operating the Website, Deniman does not represent or imply that it endorses the

            material there posted, or that it believes such material to be accurate, useful or non-harmful.

            You are responsible for taking precautions as necessary to protect yourself and your computer

            systems from viruses, worms, Trojan horses, and other harmful or destructive content. The

            Website may contain content that is offensive, indecent, or otherwise objectionable, as well as

            content containing technical inaccuracies, typographical mistakes, and other errors. The

            Website may also contain material that violates the privacy or publicity rights, or infringes the

            intellectual property and other proprietary rights, of third parties, or the downloading, copying or

            use of which is subject to additional terms and conditions, stated or unstated. Deniman

            disclaims any responsibility for any harm resulting from the use by visitors of the Website, or

            from any downloading by those visitors of content there posted.
            <br />
            6. Content Posted on Other Websites.
            <br />
            We have not reviewed, and cannot review, all of the material, including computer software,

            made available through the websites and webpages to which Writer Stars links, and that link to

            Writer Stars. Deniman does not have any control over those non-Deniman websites and

            webpages, and is not responsible for their contents or their use. By linking to a non-Deniman

            website or webpage, Deniman does not represent or imply that it endorses such website or

            webpage. You are responsible for taking precautions as necessary to protect yourself and your

            computer systems from viruses, worms, Trojan horses, and other harmful or destructive content.

            Deniman disclaims any responsibility for any harm resulting from your use of non-Deniman

            websites and webpages.
            <br />
            7. Copyright Infringement and DMCA Policy.
            <br />
            As Deniman asks others to respect its intellectual property rights, it respects the intellectual

            property rights of others. If you believe that material located on or linked to by Writer Stars

            violates your copyright, you are encouraged to notify Deniman in accordance with Dejan Digital

            Millennium Copyright Act ("DMCA") Policy. Deniman will respond to all such notices, including

            as required or appropriate by removing the infringing material or disabling all links to the

            infringing material. Deniman will terminate a visitor's access to and use of the Website if, under

            appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or

            other intellectual property rights of Deniman or others. In the case of such termination, Deniman

            will have no obligation to provide a refund of any amounts previously paid to Deniman.
            <br />
            8. Intellectual property rights.
            <br />
            Unless otherwise stated, we are the owner or the licensee of all intellectual property rights in the

            Website, and in the material published on it. For the purposes of these General Terms,

            “material” means material including, without limitation, text, graphics, images, video and sound

            material. Those works are protected by copyright and other intellectual property laws and

            treaties around the world. All such rights are reserved.

            You may download and print extracts from material on the Website for your own personal and

            non-commercial use only. You must not download or print the material or extracts from it in a

            systematic or regular manner or otherwise so as to create a database in electronic or paper

            format comprising all or part of the material appearing on the Website. You may not distribute,

            transmit or disseminate any part of the material on the Website without our prior permission.

            You must not modify the paper or digital copies of any materials you have printed off or

            downloaded in any way, and you must not use any illustrations, photographs, video or audio

            sequences or any graphics separately from any accompanying text.

            You must retain all copyright and other proprietary notices appearing on the Website and you

            must not use any part of the materials on the Website for commercial purposes without

            obtaining a licence to do so from us and/or our licensors.

            If you wish to make any use of material on our site other than that set out above, please

            address your request to Dejan@WriterStars.com.

            If you print off, copy or download any part of the Website in breach of these General Terms,

            your right to use the Website will cease immediately and you must, at our option, return or

            destroy any copies of the materials you have made.

            We aim to update the Website regularly, and may change the content at any time. If the need

            arises, we may suspend access to the Website or close it indefinitely. Any of the material on the

            Website may be out of date at any given time, and we are under no obligation to update such

            material.
            <br />
            9. Advertisements.
            <br />
            Deniman reserves the right to display advertisements on your blog unless you have purchased

            an ad-free account.
            <br />
            10. Attribution.
            <br />
            Deniman reserves the right to display attribution links such as 'Blog at Writer Stars,' theme

            author, and font attribution in your blog footer or toolbar.
            <br />
            11. Partner Products.
            <br />
            By activating a partner product (e.g. theme) from one of our partners, you agree to that partner's

            terms of service. You can opt out of their terms of service at any time by de-activating the

            partner product.
            <br />
            12. Domain Names.
            <br />
            If you are registering a domain name, using or transferring a previously registered domain

            name, you acknowledge and agree that use of the domain name is also subject to the policies

            of the Internet Corporation for Assigned Names and Numbers ("ICANN"), including their

            Registration Rights and Responsibilities.
            <br />
            13. Changes.
            <br />
            Deniman reserves the right, at its sole discretion, to modify or replace any part of this

            Agreement. It is your responsibility to check this Agreement periodically for changes. Your

            continued use of or access to the Website following the posting of any changes to this

            Agreement constitutes acceptance of those changes. Deniman may also, in the future, offer

            new services and/or features through the Website (including, the release of new tools and

            resources). Such new features and/or services shall be subject to the terms and conditions of

            this Agreement.
            <br />
            14. Termination.
            <br />
            Deniman may terminate your access to all or any part of the Website at any time, with or without

            cause, with or without notice, effective immediately. If you wish to terminate this Agreement or

            your Writer Stars account (if you have one), you may simply discontinue using the Website.

            Notwithstanding the foregoing, if you have a paid services account, such account can only be

            terminated by Deniman if you materially breach this Agreement and fail to cure such breach

            within thirty (30) days from Dejan notice to you thereof; provided that, Deniman can terminate

            the Website immediately as part of a general shut down of our service. All provisions of this

            Agreement which by their nature should survive termination shall survive termination, including,

            without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of

            liability.
            <br />
            15. Disclaimer of Warranties.
            <br />
            The Website is provided "as is". Deniman and its suppliers and licensors hereby disclaim all
            warranties of any kind, express or implied, including, without limitation, the warranties of
            merchantability, fitness for a particular purpose and non-infringement. Neither Deniman nor its
            suppliers and licensors, makes any warranty that the Website will be error free or that access
            thereto will be continuous or uninterrupted. You understand that you download from, or
            otherwise obtain content or services through, the Website at your own discretion and risk.
            <br />
            16. Limitation of Liability.
            <br />
            In no event will Deniman, or its suppliers or licensors, be liable with respect to any subject
            matter of this agreement under any contract, negligence, strict liability or other legal or equitable
            theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for
            substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for
            any amounts that exceed the fees paid by you to Deniman under this agreement during the
            twelve (12) month period prior to the cause of action. Deniman shall have no liability for any
            failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to
            the extent prohibited by applicable law.
            <br />
            17. General Representation and Warranty.
            <br />
            You represent and warrant that (i) your use of the Website will be in strict accordance with the
            Deniman Privacy Policy, with this Agreement and with all applicable laws and regulations
            (including without limitation any local laws or regulations in your country, state, city, or
            governmental area, regarding online conduct and acceptable content, and including all

            applicable laws regarding the transmission of technical data exported from the United States or

            the country in which you reside) and (ii) your use of the Website will not infringe or

            misappropriate the intellectual property rights of any third party.
            <br />
            18. Indemnification.
            <br />
            You agree to indemnify and hold harmless Deniman, its contractors, and its licensors, and their

            respective directors, officers, employees and agents from and against any and all claims and

            expenses, including attorneys' fees, arising out of your use of the Website, including but not

            limited to your violation of this Agreement.
            <br />
            19. Miscellaneous.
            <br />
            This Agreement constitutes the entire agreement between Deniman and you concerning the

            subject matter hereof, and they may only be modified by a written amendment signed by an

            authorized executive of Deniman, or by the posting by Deniman of a revised version. Except to

            the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of

            the Website will be governed by the laws of the state of California, U.S.A., excluding its conflict

            of law provisions, and the proper venue for any disputes arising out of or relating to any of the

            same will be the state and federal courts located in San Francisco County, California. Except for

            claims for injunctive or equitable relief or claims regarding intellectual property rights (which may

            be brought in any competent court without the posting of a bond), any dispute arising under this

            Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of

            the Judicial Arbitration and Mediation Service, Inc. ("JAMS") by three arbitrators appointed in

            accordance with such Rules. The arbitration shall take place in San Francisco, California, in the

            English language and the arbitral decision may be enforced in any court. The prevailing party in

            any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys'

            fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to

            reflect the parties' original intent, and the remaining portions will remain in full force and effect. A

            waiver by either party of any term or condition of this Agreement or any breach thereof, in any

            one instance, will not waive such term or condition or any subsequent breach thereof. You may

            assign your rights under this Agreement to any party that consents to, and agrees to be bound

            by, its terms and conditions; Deniman may assign its rights under this Agreement without

            condition. This Agreement will be binding upon and will inure to the benefit of the parties, their

            successors and permitted assigns.
        </p>

        <h6 class="terms-heading">
            Privacy Policy
        </h6>

        <p>
            by Dejan Davcevski ("Deniman"), Stanislav Janich (“Stan”), and Filip

            Srbinovski (“Filip”) operate Writer Stars and may operate other websites. It is

            Dejan policy to respect your privacy regarding any information we may collect

            while operating our websites.

            Like most website operators, Deniman collects non-personally-identifying

            information of the sort that web browsers and servers typically make available,

            such as the browser type, language preference, referring site, and the date

            and time of each visitor request. Dejan purpose in collecting non-personally

            identifying information is to better understand how Dejan visitors use its

            website. From time to time, Deniman may release non-personally-identifying

            information in the aggregate, e.g., by publishing a report on trends in the

            Deniman also collects potentially personally-identifying information like

            Internet Protocol (IP) addresses for logged in users and for users leaving

            comments on Writer Stars blogs/sites. Deniman only discloses logged in user

            and commenter IP addresses under the same circumstances that it uses and

            discloses personally-identifying information as described below, except that

            commenter IP addresses and email addresses are visible and disclosed to the

            administrators of the blog/site where the comment was left.

            Gathering of Personally-Identifying Information

            Certain visitors to Dejan websites choose to interact with Deniman in ways

            that require Deniman to gather personally-identifying information. The amount

            and type of information that Deniman gathers depends on the nature of the

            interaction. For example, we ask visitors who sign up at Writer Stars to

            provide a username and email address. Those who engage in transactions

            with Deniman are asked to provide additional information, including as

            necessary the personal and financial information required to process those

            transactions. In each case, Deniman collects such information only insofar as

            is necessary or appropriate to fulfill the purpose of the visitor's interaction with

            Deniman. Deniman does not disclose personally-identifying information other

            than as described below. And visitors can always refuse to supply personally-

            identifying information, with the caveat that it may prevent them from engaging

            in certain website-related activities.

            Deniman may collect statistics about the behavior of visitors to its websites.

            Deniman may display this information publicly or provide it to others.

            However, Deniman does not disclose personally-identifying information other

            than as described below.

            Protection of Certain Personally-Identifying Information

            Deniman discloses potentially personally-identifying and personally-identifying

            information only to those of its employees, contractors and affiliated

            organizations that (i) need to know that information in order to process it on

            Dejan behalf or to provide services available at Dejan websites, and (ii) that

            have agreed not to disclose it to others. Some of those employees,

            contractors and affiliated organizations may be located outside of your home

            country; by using Dejan websites, you consent to the transfer of such

            information to them. Deniman will not rent or sell potentially personally-

            identifying and personally-identifying information to anyone. Other than to its

            employees, contractors and affiliated organizations, as described above,

            Deniman discloses potentially personally-identifying and personally-identifying

            information only in response to a subpoena, court order or other governmental

            request, or when Deniman believes in good faith that disclosure is reasonably

            necessary to protect the property or rights of Deniman, third parties or the

            public at large. If you are a registered user of an Deniman website and have

            supplied your email address, Deniman may occasionally send you an email to

            tell you about new features, solicit your feedback, or just keep you up to date

            with what's going on with Deniman and our products. If you send us a request

            (for example via email or via one of our feedback mechanisms), we reserve

            the right to publish it in order to help us clarify or respond to your request or to

            help us support other users. Deniman takes all measures reasonably

            necessary to protect against the unauthorized access, use, alteration or

            destruction of potentially personally-identifying and personally-identifying

            A cookie is a string of information that a website stores on a visitor's

            computer, and that the visitor's browser provides to the website each time the

            visitor returns. Deniman uses cookies to help Deniman identify and track

            visitors, their usage of Deniman website, and their website access

            preferences. Deniman visitors who do not wish to have cookies placed on

            their computers should set their browsers to refuse cookies before using

            Dejan websites, with the drawback that certain features of Dejan websites

            may not function properly without the aid of cookies.

            If Deniman, or substantially all of its assets, were acquired, or in the unlikely

            event that Deniman goes out of business or enters bankruptcy, user

            information would be one of the assets that is transferred or acquired by a

            third party. You acknowledge that such transfers may occur, and that any

            acquirer of Deniman may continue to use your personal information as set

            Ads appearing on any of our websites may be delivered to users by

            advertising partners, who may set cookies. These cookies allow the ad server

            to recognize your computer each time they send you an online advertisement

            to compile information about you or others who use your computer. This

            information allows ad networks to, among other things, deliver targeted

            advertisements that they believe will be of most interest to you. This Privacy

            Policy covers the use of cookies by Deniman and does not cover the use of

            cookies by any advertisers.

            Although most changes are likely to be minor, Deniman may change its

            Privacy Policy from time to time, and in Dejan sole discretion. Deniman

            encourages visitors to frequently check this page for any changes to its

            Privacy Policy. If you have a Writer Stars account, you might also receive an

            alert informing you of these changes. Your continued use of this site after any

            change in this Privacy Policy will constitute your acceptance of such change.


        </p>

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